Paypal button also pay with card

Hi,
Before when I set up things, years ago now, when you clicked on the paypal button you could choose to pay with card or via paypal account but now I only get to pay via paypal account, why is that?

I have PayPal pro account and S2member pro but don’t want to use the form, just want the visitor to click on a button and get access to a page with a download. How can I achive this?

Thanks,
Annika